In a large mixing bowl, combine the banana cream instant pudding with the crushed pineapple, including the juice. Whisk until it thickens, about 2-3 minutes.

Gently fold in the maraschino cherries, diced strawberries, miniature marshmallows, chopped nuts, and chocolate chips.

Fold in half of the whipped topping carefully, then add the remaining whipped topping, gently folding until fully incorporated.

Cover the bowl with plastic wrap and refrigerate for at least 2 hours to enhance flavors.

Before serving, stir the salad gently and garnish with additional chocolate chips, sliced bananas, or maraschino cherries if desired.